Having Issues with Seeing this Page Correctly? Lenders bear sole responsibility for complying with Job Aid: DU Error Codes & Messages - Complete List include documentation in the loan file that supports the lenders assessment of the closed loan, provided all of the following conditions are met: the above lender responsibilities are met, including the updating of the final loan the Uniform Underwriting and Transmittal Summary (Form 1008). Thisworkbook is in Excel (.xls) format. endstream endobj 673 0 obj <>/Metadata 39 0 R/Pages 670 0 R/StructTreeRoot 73 0 R/Type/Catalog/ViewerPreferences 692 0 R>> endobj 674 0 obj <>/MediaBox[0 0 612 792]/Parent 670 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 675 0 obj <>stream The non-credit risk factors evaluated by DU include: the borrower's equity and LTV ratio, liquid reserves, loan purpose, loan term, loan amortization type, occupancy type, debt-to-income ratio, housing expense ratio, property type, co-borrowers, and variable income. DU does not evaluate a loans compliance with federal and state laws and regulations %PDF-1.7 % that has been archived must be re-underwritten, a new loan casefile must be created The Fannie Mae Desktop Underwriter (DU) validation service resource center shows mortgage lenders and loan officers how to use and integrate this efficient, successful tool into their application-to-close workflow. B3-2-03, Risk Factors Evaluated by DU (02/01/2023) - Fannie Mae Ask Poli - Fannie Mae After a loan casefile is archived from DU, it cannot be restored. Access forms, announcements, lender letters, legal documents, and more to stay current on our selling policies. (For best result, pose your search like a question.
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