If necessary, American Express will send you claim forms to complete. JavaScript must be enabled to experience the American Express website and to log in to your account. This influences which products we write about and where and how the product appears on a page. Log in to the American Express Claims Center at americanexpress.com/onlineclaim 2. The Ascent is a Motley Fool service that rates and reviews essential products for your everyday money matters. Purchase Protection If your eligible item* is either stolen or accidentally damaged up to 90 days after you've bought it, we'll reimburse you up to 2,500. are covered by AmEx's purchase protection coverage. Furthermore, there are only two American Express business cards that include purchase protection benefits* for lost items, which are also the Delta SkyMiles Reserve Business American Express Card and The Business Platinum Card from American Express. The other card networks often offer their own purchase protections as part of their network affiliation. Most Cards allow up to $1,000 per incident, with a limit of $50,000 per year. If you have multiple American Express cards with varying coverage limits, make sure that your large purchases are made on your cards with the largest coverage limits. When you pay with your American Express card, you can count on this useful feature. There are some types of purchases that aren't covered by Amex purchase protection. Most products bought with your American Express card are covered by Amex purchase protection. If you purchase a high-end $2,500 laptop, you should charge it to your premium card with a $10,000 per incident limit rather than a card with a $1,000 per incident coverage limit. 4.4 Copyright 2018 - 2023 The Ascent. I don't have much time to deal with this but I've never filed a claim before. American Express removed this perk from most of its cards effective at the start of 2020. Delta SkyMiles Blue American Express Card. Some of the more popular Amex cards offering extended warranty coverage include The Platinum Card from American Express and other consumer versions of the Platinum card, The Business Platinum Card from American Express, American Express Gold Card, American Express Green Card, American Express Business Gold Card, Delta credit cards, Hilton credit cards, Marriott credit cards and The Blue Business Plus Credit Card from American Express. This information may be different than what you see when you visit a financial institution, service provider or specific products site. United States. Big spenders should note that the purchase protection on The Platinum Card from American Express only covers up to $10,000 per covered purchase. If you're on a Galaxy Fold, consider unfolding your phone or viewing it in full screen to best optimize your experience. Many Amex cards offer purchase protection but coverage limits vary. The Platinum also offers 90 days of return protection, up to $300 per item. Just like if you were returning the item to the store you bought it from, Amex will reimburse you for taxes but not shipping. American Express purchase protection works by covering the damage or theft of eligible purchases for up to 90 days after the purchase date.
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